Affordability calculator
What rent fits your life?
The classic rule of thumb is 30% of gross income on rent — but real budgets account for debt and savings. Move the sliders, see your range, then jump straight to apartments that fit.
Your monthly picture
$4,500
$1,000$20,000
$400
Car payments, student loans, credit cards
$0$5,000
10%
Percent of income you want to set aside each month
0%40%
Recommended rent
$950
Based on the 30% rule, after subtracting your debts.
Conservative
$860
Standard
$950
Stretch
$1,175
Strict 30% of income$1,350
After savings goal$1,220
For planning only. Actual qualification depends on credit history, rental history, and the specific community's underwriting standards.